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Type of publication: Straipsnis recenzuojamoje Lietuvos konferencijos medžiagoje / Article in peer-reviewed Lithuanian conference proceedings (P1f)
Field of Science: Vadyba / Management (S003)
Author(s): Jakovlevas, Dainius
Title: Studentų finansinio raštingumo lygio ir jo poveikio iracionaliai finansinei elgsenai vertinimas
Other Title: Valuation of students’ financial literacy and its impact on the irrational financial behaviour
Is part of: Lietuvos aukštųjų mokyklų vadybos ir ekonomikos jaunųjų mokslininkų konferencijų darbai. Europos Sąjungos ūkio procesai ir tendencijos : 17-oji respublikinė doktorantų ir magistrantų mokslinė konferencija, Kaunas, 2014 m. gegužės 14 d. Kaunas : Vytauto Didžiojo universitetas, 17 (2014)
Extent: p. 69-74
Date: 2014
Keywords: Studentai;Finansinis raštingumas;Iracionali elgsena;Students;Financial literacy;Irrational behaviour
Abstract: Currently in Lithuania there is no assessment which was aimed to evaluate students’ financial literacy level, also there is a critical shortage of complex financial literacy and irrational behavior relation research. Therefore, the aim of this paper is to develop a financial literacy assessment methodology to determine students’ level of financial literacy, to highlight its main determinants and to investigate the relation between financial literacy level and irrational financial behavior. Researches of this finance field are analyzed in the first part of this paper. Financial literacy assessment methodology is created, main financial literacy factors and irrational financial behavior elements are chosen in the second part of this work. Applied methodology results are shown in the third part of this work. It is estimated that students’ financial literacy level is average at Vytautas Magnus University. The least known areas for students are revealed: activity of credit union, financial instruments risk, principle of compound interest, consequences of euro establishment. It was found that the accumulation of money in a pension fund, studying at Economics and Management Faculty, year of study, male gender and age are positively related to the level of financial literacy. Work and borrowing from credit institution experiences have no impact. It was also found that the growth of financial literacy level does not reduce the occurrence of irrational financial behavior
Affiliation(s): Ekonomikos ir vadybos fakultetas
Vytauto Didžiojo universitetas
Appears in Collections:Universiteto mokslo publikacijos / University Research Publications

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