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Type of publication: Straipsnis / Article
Author(s): Sõrg, Mart;Tuusis, Danel
Title: Does interest rate matters : empirical study of Estonian private persons
Other Title: Ar palūkanų norma išties reikšminga : Estijos privačių asmenų empirinis tyrimas
Is part of: Taikomoji ekonomika: sisteminiai tyrimai, 2009, t. 3, nr. 1, p. 89-103
Date: 2009
Keywords: Consumption;Savings;Credit behaviour;Interest rate influence;Vartojimas;Taupymas;Kreditavimo elgsena;Palūkanų normos įtaka
Abstract: Current study is focused on the financial indebtedness and borrowing decision making of Estonian private persons. Study is based on results of 324 questioners. Study shows that interest rate cannot be considered as the main determinant of borrowing decision neither in any other consumption decision.
Šis tyrimas analizuoja Estijos privačių asmenų finansinius įsiskolinimus bei skolinimosi sprendimų priėmimą. Tyrimas remiasi apklausos rezultatais, kurios metu buvo apklausta 324 respondentai. Tyrimo rezultatai rodo, jog palūkanų norma nėra pagrindinis veiksnys, apsprendžiantis skolinimosi ar vartojimo sprendimus.
Appears in Collections:Taikomoji ekonomika: sisteminiai tyrimai / Applied Economics: Systematic Research 2009, nr. 3(1)

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